XRP Price Volatility Spikes 96% as Congress Targets Crypto Laws
XRP is heating up again—and not just because of the price. The token’s implied volatility has soared, suggesting a potential 13% price swing over the coming week. As U.S. lawmakers focus on key crypto regulation bills, traders are preparing for significant moves.
XRP Price Climbs Over 5% Amid Market Buzz
XRP jumped more than 5% to trade at $3, its highest level since early February. According to CoinDesk, the seven-day implied volatility (IV) for XRP surged to 96%, far above last week’s 73%. This means traders expect a price movement—up or down—of roughly 13% in the next week.
In comparison, Bitcoin’s implied volatility sits at 46%, pointing to a much lower expected swing of around 6%. The contrast shows that XRP could be far more reactive to the coming news.
Why Volatility Is Spiking Now
This week, the U.S. House of Representatives will discuss three major crypto bills:
- GENIUS Act: Would force stablecoin issuers to maintain liquid reserves, conduct annual audits, and publish monthly transparency reports.
- CLARITY Act: Aims to settle the turf war between the SEC and CFTC over who oversees crypto assets.
- Anti-CBDC Surveillance Act: Would block the Federal Reserve from launching a retail central bank digital currency (CBDC).
These decisions could shape the future of stablecoins, digital tokens, and crypto market regulation in the U.S.
XRP and the Regulatory Spotlight
With XRP’s past legal battles and its status as a “strategic U.S. asset” in SEC filings, clarity in legislation could finally benefit the token. Javier Rodriguez-Alarcón of crypto firm XBTO says these bills, if passed, would lay the groundwork for institutional capital to flow into digital markets. He noted that the U.S. could align with regions like the UAE, which already have clear frameworks for tokenization and on-chain finance.
Rodriguez-Alarcón added that these new laws could enable regulated token products, increase stablecoin adoption, and bring legal certainty that has long been missing from U.S. crypto markets.
What Traders Should Watch
It’s important to note that implied volatility is direction-agnostic. This means the expected 13% price swing could go either way—up or down. While XRP currently leans bullish, the market remains highly sensitive to regulatory signals. Any major announcement from Congress this week could trigger sharp movements.
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